Housing

Acquisition (Purchase) Rehab Resale (ARR OR PRR)

  • Agency acquires abandoned single family homes from local jurisdictions, auctions, sales for purpose of homeownership opportunities and community improvement
  • Can assist potential home buyers with rehab costs/activities on single family homes to bring up to current local building codes or for other rehab activities 
  • Some modifications can be done on a limited basis for individual accessibility
  • Provide home ownership opportunities for first time home buyers.
ARR BeforeARR After
ARR Before 2ARR After 2

For More Information Contact:

Tehiji Crenshaw
Phone: (812) 492-3951

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Down Payment Assistance Program

  • Down Payment Assistance (up to $3,000 for income eligible participants- first time homebuyers within city limits of Evansville)
  • Pre and Post-Purchase Counseling
  • Homeownership Training
  • Financial Literacy Training/Credit Counseling
  • CAPE can help customers resolve credit problems, develop a budget, learn the home buying process and become involved in their neighborhoods.  The goal is to work with customers to help develop a plan of action tailored towards your individual needs and assist you in becoming a successful homeowner.

For More Information Contact:

Tehiji Crenshaw
Phone: (812) 492-3951

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Foreclosure Mitigation

Assists homeowners in jeopardy of foreclosure; individual counseling & working with lenders / mortgage companies on a positive outcome for all.

For More Information Contact:

Tehiji Crenshaw
Phone: (812) 492-3951

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Homeownership Education / Financial Literacy

Certified Housing Counselors provide homeownership and financial literacy counseling, credit repair/ establishment training.

For More Information Contact:

Tehiji Crenshaw
Phone: (812) 492-3951

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Housing Development Services

CAPE serves as a CHDO (Community Housing Development Organization) providing affordable housing for low to moderate income families in Vanderburgh, Gibson and Posey Counties.

Provide safe, decent affordable new construction homes for first time homebuyers

  • Units available for families, disabled and Senior Citizens
  • Serving households with low to moderate incomes
  • Households seeking to purchase may also apply for possible Down Payment Assistance

For More Information Contact:

Tehiji Crenshaw
Phone: (812) 492-3951

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Individual Development Account (IDA)

  • Education Track
  • Home Ownership Track
  • Small Business Track

IDA’s will be paid directly to an accredited institution of higher education (trade, college or university) for the individual or the dependent of the individual.

Eligibility & Requirements

Income Guidelines

Number in Household Annual Income
1
$20,108
2
$27,143
3
$34,178
4
$41,213
  • Within income guidelines
  • Has GED, High School Diploma or taken assessment for GED
  • Financial Literacy course completed in 1 year
  • Continue Financial Literacy sessions (at least 1 each year beginning in year 2)
  • Complete track related training

IDA’s will be paid to the lending source for down payment and closing cost to purchase a primary residence for the individual.

Eligibility & Requirements

  • Income meets guidelines (see Income chart)
  • Job stability
  • Attend orientation class
  • Complete financial literacy class in first year
  • Complete home ownership class
  • Work to repair credit (on-going)
  • Maintain employment
  • Complete track related training

IDA’s will be released to purchase or start a business which meets criteria.

  • Can be used to purchase equipment if related to business
  • Can not be used to liquidate debt owed on current business

Eligibility & Requirements

  • Income meets guidelines (see Income chart)
  • Attend orientation class
  • Complete Financial Literacy class in first year
  • Complete Small Business Course with Neighborhood Economic Development Center (NEDC) to develop business plan
  • Develop list of assets and liabilities personally and for the business
  • Complete track related training

For More Information Contact:

Tehiji Crenshaw
Phone: (812) 492-3951

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Lead Risk Assessments / Lead Paint Inspections

  • Provide pre-construction/rehab Lead Paint Risk/Hazards Assessments
  • Provide pre-construction/rehab Lead Paint Inspections
  • Provide post construction clearance testing
  • Services reduced for income eligible households seeking first time homebuyer opportunities
  • Written reports and recommendations provide for review
  • Provide information on healthy homes and maintenance regarding controlling and/or eliminating Lead Paint hazards

For More Information Contact:

Tehiji Crenshaw
Phone: (812) 492-3951

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Multifamily Housing Developments

  • CAPE Place on Brumfield-Multifamily
  • CAPE Place on Brumfield-Senior Complex
  • Brumfield Place Apartments
  • Paradise Estates Senior Complex
  • Assist households with providing affordable rental apartment style units
  • Units available for families, disabled and Senior Citizens
  • Serving households with low to moderate incomes
  • Some units retrofitted for disability and/or accessibility needs

For CAPE apartment leasing information, contact:

Brumfield Place & Cape Place Apartments
400 N Ford Street
Princeton, IN 47670
Phone: 812-386-8200
Fax: 812-635-9157

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New Construction Home Ownership

  • Provide safe, decent affordable new construction homes for first time homebuyers
  • Units available for families, disabled and Senior Citizens
  • Serving households with low to moderate incomes
  • Households seeking to purchase may also apply for possible Down Payment Assistance

For More Information Contact:

Tehiji Crenshaw
Phone: (812) 492-3951

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Owner Occupied Rehab (OOR)

  •   Reduce monthly utility costs
  •   Improve energy efficiency in conjunction with the rehabilitation project
  •   Minimize ongoing maintenance for homeowners
  •   Preserve the housing unit
  •   Add to the quality of living
  •   Increase value of home
BeforeAfter

For More Information Contact:

Tehiji Crenshaw
Phone: (812) 492-3951

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Rental Single Family Developments (Homes of Oakland City)

  • Assist households with providing affordable rental apartment style units
  • Units available for families, disabled and Senior Citizens
  • Serving households with low to moderate incomes
  • All units designed for disability and/or accessibility needs

For CAPE apartment leasing information, contact:

Brumfield Place & Cape Place Apartments
400 N Ford Street
Princeton, IN 47670
Phone: 812-386-8200
Fax: 812-635-9157

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